Abstract

This article critically examines some of the financing sources available to small and medium-sized enterprises (SMEs) and factors that influence investors decisions. Based on a qualitative approach, this study draws on evidence from Nigerian digital firms, public and private financers to explore suitable entrepreneurial financing model for SMEs. Thus, it extends the understanding of combinations of entrepreneurial finance and funding in the African context. The study offers fresh and rare illustrative insights on how public-private entrepreneurial finance partnership will provide affordable and adequate access to entrepreneurial finance. It further highlights the impact and relevance of different entrepreneurial financiers on SMEs development and growth. It recommends a collaborative partnership initiative that involves public and private financial consultants and business incubators working together to ensure that SMEs have access to appropriate finance for growth, development and business sustainability.